Xiong, Ke, Lin Li, Zeyu Wang, and Guanghe Cao. “A Dynamic Credit Risk Assessment Model Based on Deep Reinforcement Learning”. Academic Journal of Natural Science 1, no. 1 (October 10, 2024): 20–31. Accessed May 2, 2025. https://www.suaspress.org/ojs/index.php/AJNS/article/view/v1n1a05.